vPokket Loan: Personal&Instant App Privacy Policy

Maybright is committed to protecting its mobile Application users’ privacy (such visitors and users, hereinafter collectively referred to as “Users” or “You” or “Your”). The following Privacy and Cookie Policy outlines the information Maybright (hereafter “Maybright”, “We” or “Us”) may process and how we may use that information to better serve Users while using our mobile customer application (the ‘Application‘) and our services (collectively the “Services“).

If You have questions about this Privacy and Cookie Policy, please contact us at digitalmicrosolution0403@gmail.com

Purposes For Storage Of Your Personal Data

A. Purposes For Storage Of Your Personal Data

When You use the Application, we also process technical data such as Your IP-address, Device ID or MAC-address, and information about the manufacturer, model, and operating system of Your mobile device. Maybright may also process other data from Your phone such as contact list, location, SMS, information on usage of other apps, photo gallery, phone camera, etc. based on Your consent at the time of installing the Application or subsequent updates. We may also access information on other applications in Your phone based on the access settings or criteria of those applications. Maybright will use this data to enable itself to deliver the functionalities of the Application, resolve technical difficulties, and provide You with the correct and most up-to-date version of the Application and to improve the function of the Application.

We develops statistics that are helpful to understand how Visitors can use the App. We uses this information in the aggregate to measure the use of the App and to administer and improve the same. This statistical data is interpreted by us in its continuing effort to present in the App, content that Visitors are seeking in a format they find most helpful.

The information We collects and analyzes is completely anonymous and is used to improve the Services and your loan offering. You agree that Us or Ours’s third party service providers can collect your IP address or other unique identifier. At times, we also uses these identifiers to collect information regarding the frequency with which the Visitors visit various parts of the App. Either itself or through affiliates or group companies may combine your internet protocol address with other personal information for own marketing and for market research purposes, including internal demographic studies, to optimize Our products and Services and customize the App for you.

There are times when we may collect personal information from you such as name, physical and email address, citizenship and phone number. If you choose not to provide the information we request, you can still visit the App, but you may be unable to access certain options, offers and Services.

B. Optimization Of Customer Service

When You register as a User, we will collect Your name, email address, country, language, password, mobile phone number, IP-address, Device ID.

We will use Your contact details to send You a welcoming email/message to verify Your username and password, to communicate with You in response to Your inquiries, and to send You service-related announcements, for instance, if our Services are temporarily suspended for maintenance. We will use Your registration information to create and manage Your User account. We may deactivate Your account if we suspect that You use our Application to commit fraudulent or illegal acts or if You violate our terms of use.

C. Personal Information

When You use the service of the Application, the Website or the CC we provide, You don’t reveal any of Your personal information to the other Users except to potential Benefactors when you have applied for a loan as a Beneficiary or as party to a contract where you are either a Beneficiary or a Benefactor.

When you use Maybright’s Application, Website, or CC services, Maybright may also collect partial payment data and other information associated with transactions that you make using debit or credit cards, online banking services, ecommerce web sites and apps, and mobile wallets by accessing, collecting, and analysing Your SMS inbox. Maybright may also collect from Your mobile telephone information about Your contact list, location, and usage of other applications in order to understand your behaviour. Maybright will only do this with Your prior consent. Maybright may also record the identity of the product or service in respect of such SMS messages, and the price or fee paid or payable in respect of such products or services.

D. Disclosure Of Your Details

We may employ third party firms and individuals to facilitate or provide the Services on our behalf, to process payment, provide customer support, to perform Website-related or Application-related services (e.g., without limitation, maintenance services, database management, web or app analytics and improvement of the Website’s or Applications features) or to assist us in analyzing how our Services are used. These third parties may have access to Your personal information only to perform these tasks on our behalf and are contractually bound not to disclose or use it for any other purpose.

Maybright will disclose Your personal data to the extent that this is legally required, or necessary for the establishment, exercise or defense of legal claims and legal process; or in the event of an emergency pertaining to Your health and/or safety.

If You believe that any information we are holding on You is incorrect or incomplete, please write or email us at digitalmicrosolution0403@gmail.com as soon as possible. We will promptly correct any information found to be incorrect.

Disclosure to Third Parties

We may disclose your personal information to third parties in the following events:

1. If We sells or buys any business or assets, in which case We may disclose your personal data to the prospective seller or buyer of such business or assets;
2. If substantially all of our assets are acquired by a third party, in which case personal data held by it about its customers will be one of the transferred assets;
3. If our service is under a duty to disclose or share your personal data in order to comply with any legal or regulatory obligation or request; and/or
4. In order to report loan activity to any credit bureau; or for the purpose of publishing statistics relating to the use of the App, in which case all information will be aggregated and made anonymous.

E. How We Use Cookies

A cookie is a small file which asks permission to be placed on Your computer’s hard drive. Once You agree, the file is added and the cookie helps analyze web traffic or lets You know when You visit a particular site. Cookies allow web applications to respond to You as an individual.

We use traffic log cookies to identify which pages are being used. This helps us analyze data about webpage traffic and improve our website in order to tailor it to customer needs. We only use this information for statistical analysis purposes and then the data is removed from the system.

Overall, cookies help us provide You with a better website, by enabling us to monitor which pages You find useful and which You do not. A cookie in no way gives us access to Your computer or any information about You, other than the data You choose to share with us.

You can choose to accept or decline cookies. Most web browsers automatically accept cookies, but You can usually modify Your browser setting to decline cookies if You prefer. This may prevent You from taking full advantage of the website

F. Links To Other Websites

We may update this privacy statement to reflect changes to our information practices. If we make any material changes we will notify You by email or SMS message and by means of a notice on the Website prior to the change becoming effective. We encourage You to periodically review this page for the latest information on our privacy practices.

H. Changes In This Privacy Policy

All related icons and logos are registered trademarks or trademarks or service marks of Maybright in various jurisdictions and are protected under applicable copyright, trademark and other proprietary rights laws. The unauthorized copying, modification, use or publication of these marks is strictly prohibited.

Governing Law and Dispute Resolution

This Privacy Policy shall be governed in accordance with the laws of India and any disputes arising out of or in connection with this Privacy Policy shall be subject to exclusive jurisdiction of the courts in Mumbai.

Disclaimer : This application provides only loan Calculation information, not provide any types of loan, you can take advice from here and go through this app.

We are not providing any kind of loans. This app is support all kind of loan calculation tool like EMI Calculation, Interest Calculation, etc.

Grievance Officer

Details of the Grievance Officer are provided below:

Sajni Michel

digitalmicrosolution0403@gmail.com

You may contact the Grievance Officer in relation to any grievances that you may have in relation to this Privacy Policy with your questions, comments and requests on digitalmicrosolution0403@gmail.com.

I. Contacting Us

If there are any questions regarding this privacy policy. You may write to our Grievance Redressal Officer, whose contact details are as below:

Sajni Michel
digitalmicrosolution0403@gmail.com